Job Summary
Responsible for delivering excellent business performance through aggressive marketing of company products ensuring optimum productivity, high quality / yielding loan book, operational efficiency, and outstanding relationship management.
Minimum Qualification:
Bachelor's Degree
Microfinance Experience: Selling Logbook, Asset Finance, Agriculture loans & Title Deed loans
Experience Length: 2 years+
Job Description/Requirements
Business growth, client advisory, relationship management, and mobilization of Loan Security Fund.
Conduct client onboarding, loan appraisals for customer applications, credit analysis, and recommend disbursements to management to achieve the set TAT.
Maintain healthy loan portfolio management, relationship/ personal loan adviser/ customer rapport/ and skillful engagement etc.
Effective monitoring of loan repayments and mitigating risks related to defaults and maintaining PAR at a set standard
Optimize revenue generation while reducing the operating costs to attain the set CTI.
Grow active customers in line with the business plan/projection by aggressively marketing financial products in line with the given targets.
Keep abreast of new developments in customer preference and advise management on relevant changes.
Manage customer relations under personal portfolio and ensure lasting relations are established with all clients through repeat business and minimize the cost of business acquisition.
Ensure that all conditions pertaining to disbursements are fulfilled prior to disbursement requests being processed.
Ensure compliance and adherence to set policies & procedures in all operations
Ensure compliance with KYC policies, especially during the account opening procedure.
Being a good team player and working together with other departmental staff.
Generate and present Actual vs. Projections reports for information & decision-making by management.