Responsibilities
Manage the day-to-day financial operations, including accounting, budgeting, and cash flow management.
Conduct credit appraisals, loan structuring, and risk assessments for salary loans and employer-backed loan recovery.
Oversee payroll check-off systems and ensure timely loan repayments.
Ensure compliance with financial regulations, tax laws, and reporting standards specific to the microfinance industry.
Provide detailed financial reports and analysis to management for strategic decision-making.
Maintain financial management systems, credit scoring models, and loan management systems.
Ensure accuracy in all financial records and lead the audit process.
Work closely with internal and external stakeholders to ensure smooth financial operations.
Minimum Requirements & Responsibility
Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
Professional certification such as CPA, ACCA, or CFA is highly desirable.
Minimum of 3 to 5 years of experience in financial management, credit risk management, or related roles, preferably within the microfinance or banking sector.
Strong understanding of credit appraisal techniques, loan structuring, and risk management for short-term salary loans.
Experience with payroll check-off systems and employer-backed loan recovery is highly desirable.
In-depth knowledge of financial regulations, including tax laws and financial reporting standards for microfinance institutions.
Proficiency in financial management software, credit scoring models, and loan management systems.
Advanced Excel skills (e.g., advanced formulas, large data sets, pivot tables, VLOOKUP).
Strong analytical and problem-solving skills with attention to detail.
High level of integrity, ethical conduct, and excellent communication skills.
Experience in the Payments/FinTech industry is highly desirable.
Ability to work unsupervised, manage multiple tasks, and meet deadlines in a fast-paced environment.
Effective leadership and team-building capabilities