Job Purpose:
Responsible for building and maintaining quality Corporate Asset Book with existing and potential corporate customers, being proactive in providing effective and efficient debt management tools, products, identifying opportunities for rehabilitating distressed debt and resolving non-performance of corporate debts.
Key Responsibilities:
Manage Asset Quality by use of effective and efficient Credit Policies, proactive procedures, processes & practices
Develop and implement debt collection and management strategies that support the bank to achieve a healthy corporate debt portfolio
Dealing with External Service providers such as Lawyers, Auctioneers, Property Managers, Receivers, Project Managers, Estate Agents, Investigators and overseeing issuance of necessary instructions for the services required
Issuance of necessary demand and statutory notices for defaulted debts, tracking adherence and effecting recovery in liaison with the relevant stakeholders
Providing periodical and ad hoc reports in relation to the performance of Corporate Banking Asset portfolio to relevant stakeholders
Providing support to all internal stakeholders
Oversee the day-to-day activities performed by the team members
Identifying gaps such as time management, performance related issues, discipline issues, adherence to policies and procedure of the Bank and taking the appropriate action
Qualifications
Academic:
Bachelor's Degree from a recognized institution
Master's Degree is an added advantage
Professional:
Certification in Credit, Debt Management or Accountancy
Desired work experience:
At least 5 years of banking experience of which 3 years must be in Credit Department or in a similar role
Key Competencies and Skills
In-depth knowledge of the banking industry, banking products, banking services and banking regulations.
Sound working knowledge and understanding of general commercial regulations and practice
Excellent & effective communication and active listening skills
Confidence and Presentation skills
Understanding and interest in financial / banking products and markets
Ability to analyze and research information.
Ability to explain complex information clearly and simply.
Good negotiation skills with demonstrated performance
Strong skills on Excel, Outlook & Word
Solid ability to use PowerPoint to develop presentations.
Team skills are essential for collaboration and problem solving.
Leadership & Initiative
Organizational & solid administrative discipline