Credit Analyst, Msme At Kingdom Bank Limited

Responsibilities
Analyze credit propositions and recommend for approval
Reviewing the files for compliance of the approval conditions
Responsible for identifying and reporting potential and actual Money Laundering Risk, including suspicious transactions in accordance with the laid down AML policies & procedures
Assess temporary credit requests and recommend for approval
Develops and implements procedures for analyzing the creditworthiness of prospective and current customers
Recommend changes to lending policies in line with business dynamics
Evaluating clients' credit data and financial statements in order to determine the degree of risk involved in lending money to them
Analyzing client records and using the data to recommend payment plans

Qualifications
Bachelor's degree in Commerce/Business related field.
Have a minimum of 3 year working in the Banking Industry with exposure in Micro and SME businesses
Sound knowledge of the Banking Act and the regulatory framework in the Financial Services Industry
Able to apply financial knowledge and skills to achieve business goals
Able to identify and minimize potential and inherent risks in banking
Communicates effectively and can explain complex Business issues
Track record of motivating, managing, and developing individuals and teams to achieve results