About the Role:
We are seeking a forward-thinking and results-driven Insurance Manager to shape how Apollo protects our customers and business against key operational risks. This role combines strategic vision with hands-on execution, from designing innovative insurance products to working with third-party providers and streamlining payout processes to drive meaningful outcomes.
As the Insurance Manager, you will balance individual contribution to high-impact projects with the leadership of a high-performing team to achieve ambitious business targets. You will play a pivotal role in empowering farmers to understand their coverage, fostering trust in our solutions, and enhancing resilience across our customers in Kenya and Zambia.. By aligning insurance strategies with Apollo's mission, you will play an essential part in securing livelihoods and making farming more profitable and sustainable.
You're a fantastic candidate for this role if you're highly analytical, have a solid technical background and are able to effectively balance technical expertise with business acumen. We're looking for a collaborative problem-solver who thrives in teamwork and is passionate about driving solutions.
Responsibilities:
Innovation and Product Development:Assess market needs and farmer feedback to design and enhance insurance products, including drought-resistant covers and tailored microinsurance options.
Stakeholder and Partner Relations:Build and maintain strong partnerships with insurers and regulatory authorities, negotiating favorable terms and ensuring compliance.
Data-Driven Risk Assessment:Use data models to forecast risks, set fair premiums, and design precise policies based on yield, weather, and demographic insights.
Efficient Claims Management:Streamline claims processes for quick, transparent payouts while analyzing trends to address recurring issues.
Regulatory Compliance and Risk Mitigation:Ensure all products meet legal standards and proactively address potential risks.
Farmer Education and Engagement:Educate farmers on coverage benefits and policies to build trust and encourage informed decision-making.
Requirements:
Educational Background:Bachelor's degree from a recognized institution, preferably in a STEM field. A master's degree or specialization in actuarial science, insurance, or risk management is a plus.
Professional Experience:5+ years of experience in insurance, with a strong preference for experience in microinsurance or agricultural insurance.
Actuarial Expertise:Strong foundation in actuarial science, with demonstrated experience applying actuarial principles to design, evaluate, and optimize insurance products.
Project and Partner Management:Excellent project management skills, with proven partner management and negotiation abilities.
Regulatory Knowledge:In-depth knowledge of insurance compliance regulations.
Technical and Analytical Skills: Strong analytical skills to interpret data, generate insights, and drive decision-making. Proficiency in SQL or Python is an added advantage.
Leadership:Proven ability to lead, motivate, and develop high-performing teams.
Communication Skills: Excellent verbal and written communication skills.
Adaptability:Ability to thrive in a fast-paced environment and adjust strategies as needed.
Customer Focus:Customer-centric mindset with a demonstrated ability to design solutions that address customer needs.